Get it done now, pay monthly
Denate offers financing on heat pump installs, panel upgrades and electrical work in Halifax and across Nova Scotia, on approved credit. Your free Heat Pump Plan shows the monthly payment beside every option, so you can compare before you decide.
Estimate your monthly payment
Example only, to help you plan. Change the rate to see how it moves. Your actual rate, term and payment come from our lending partner, on approved credit. Rebates are not included.
Financing, in plain words.
Lending partner
On approved credit
Terms
Flexible terms
Payments from
Shown in your plan
Four steps to a warm house and a fixed payment.
Get your free plan
Good, Better and Best options, each with its price and monthly payment.
Pick and apply
Choose the option that fits and apply. Approval comes from our lending partner.
We install
Heat pump and electrical by one team, often in a single day.
Pay monthly
Comfort now, a payment you planned for. Put your rebate toward the balance when it arrives.
The big jobs, made manageable.
- Ductless, multi-zone and ducted heat pumps
- Oil to heat pump switches
- Electrical panel upgrades and heat pump circuits
- Renovation and other electrical work
Ask what applies to your project and we will show the payment in your plan.
Rebates and financing work together
Efficiency Nova Scotia rebates are paid after your final assessment, which can be months after the install. Financing covers the cost up front, and many homeowners put the rebate toward the balance once it arrives. Check your loan's prepayment terms first.
See the 2026 rebate guideQuick answers.
Do you offer financing?
Yes. Financing is available on heat pump installs, panel upgrades and electrical work, on approved credit. Your Heat Pump Plan shows your monthly payment next to each option, and our payment calculator gives you a quick estimate.
What can I finance with Denate?
Heat pump installs, including ductless, multi-zone and ducted systems and oil to heat pump switches, plus panel upgrades and other electrical work. Ask what applies to your project and we will show the monthly payment in your plan.
Can I use financing and rebates together?
Usually, yes. Efficiency Nova Scotia rebates are paid after your final assessment, so financing covers the cost up front and many homeowners put the rebate toward the balance once it arrives. Check your loan's prepayment terms first.
How much does a heat pump cost in Nova Scotia?
It depends on the system and the home. A single-room ductless unit, a multi-zone system and a ducted whole-home system are very different jobs, and things like your electrical panel, line-set length and how many rooms you want to heat all change the price.
The fastest way to a real number is our free Heat Pump Plan: within 24 hours you get a written price with Good, Better and Best options, your monthly payment with financing and any rebates you qualify for.
See your real monthly payment.
Your free Heat Pump Plan shows the price and the monthly payment for every option, written, within 24 hours.
Call or text (902) 789-9851. Real emergencies go straight to our team.